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Fkah

Pricing

An annual subscription, sized by the financial accounts, users and integration

The engine is software your company subscribes to in order to read its own financial accounts. The price is not yet published; what this page gives you is the shape of it: what moves it, what it includes, and how to ask.

The subscription buys analysis of your own financial accounts and nothing else.

Why there is no number on this page

Fkah has not yet set the plan prices. A made-up figure on a published page is worse than a page with none, so this page describes the shape and we send the price for your financial accounts on request.

What moves the price

Three things set the subscription

The price follows the size of the work the engine reads, not the value of your invoices and not their scores. It does not move with the result of a reading.

  1. Size of the financial accounts

    The number of invoices and counterparties in the financial accounts at renewal, and whether you read one end of the financial accounts or both.

  2. Users

    Who opens the scores and reads the reasons: a small team, a whole finance function, or a credit committee.

  3. Integration depth

    A file uploaded on a cycle, or a direct connection to the accounting system that refreshes the financial accounts on a schedule and raises alerts.

Plans

Three shapes a subscription takes

The final plan names and prices are set at launch. The three shapes below are what you choose between, and every price cell reads: on request.

  • One set of financial accounts

    For

    A company reading its receivables or its payables

    Includes

    • One end of the financial accounts
    • File upload on a cycle you set
    • A small team of users
    • The score and its reasons, invoice checks, and concentration
    PriceOn request
  • Both ends

    For

    A finance function reading receivables and payables together

    Includes

    • Receivables and payables together
    • A direct connection to the accounting system
    • Refresh on a schedule, and alerts on what changes
    • More users, and a history of every score change
    PriceOn request
  • Portfolio

    For

    A financial institution reading its own portfolio

    Includes

    • Your clients' financial accounts as they shared them with you, each read on its own
    • Concentration at portfolio level
    • Export for the credit committee
    • The decision stays with you; the engine sets no limit
    PriceOn request

In every subscription

The same core in every plan

  • Every invoice checked: stamp, hash chain, duplicates
  • A score per counterparty, with every reason that moved it
  • An at-risk figure with government payment timing kept out of it
  • Concentration: how much of your financial accounts hangs on one name
  • A history of every score change and its reason
  • Arabic and English interface
  • Your data for your account alone: nothing pooled, nothing sold

Not for sale at any price

  • A credit decision on your behalf
  • A credit limit or a suggested percentage
  • Assessments about third parties
  • An approval or a decline

Billing

How you pay

  • Annual, in advance

    One invoice at the start of the term, in SAR, with VAT added.

  • Size of the financial accounts reviewed at renewal

    No mid-term repricing because your financial accounts grew. Size is measured once, at renewal.

  • Users at any time

    Add a user when you need one; it is charged for the remainder of the term.

  • No percentage, no per-invoice fee

    No percentage of an amount and no fee per score. One subscription covers the whole reading.

Pilot

A pilot before a subscription

One end of the financial accounts, your real data, a period agreed in writing, and a written summary of what the engine found at the end. Pilot terms on request.

Request the price for your financial accounts

Request the price

Tell us the shape of your financial accounts

We reply with the price for your financial accounts and nothing else. It helps to say:

  1. 1Which end of the financial accounts: receivables, payables, or both
  2. 2Roughly how big it is: the number of counterparties and invoices
  3. 3How it is kept: the name of the accounting system, or a file
  4. 4How many people will read the scores

This registers interest. It is not an order.

Ten digits. It helps us prepare Wathq verification later.

We send updates to this address.

05XXXXXXXX or +9665XXXXXXXX

A rough band is enough.

Security check

Questions about pricing

Is the price a percentage of anything?

No. The subscription is a fixed amount for the term. It does not move with the value of your invoices or with their scores.

Does the cost change with what the reading finds?

No. A high or a low score costs neither more nor less. What is priced is the size of the reading, not what it finds.

Can a financial institution subscribe to read its clients' financial accounts?

Yes, to read its own portfolio: the clients on its financial accounts, and the financial accounts as those clients shared them with it, each read on its own. What is not for sale is an assessment about a third party.

When is the price published?

At launch, on this page. Until then we send it on request for your financial accounts.