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Fkah

Financial partners

Meet our financial partners

Your company reads its own books on Fkah. If, after reading them, it decides it wants finance, it can choose to be introduced to a licensed financial partner. Fkah is a technology company: it does not lend, it does not recommend finance or a partner, and the decision is the partner's alone.

Coming soon

The programme is being set up and no partners have been announced yet. This page describes how it will work when it opens.

A Saudi businesswoman working on her laptop

How an introduction works

Four steps, and the first move is always yours

  1. 01Read

    You read your analysis in your own workspace

    Scores, their reasons and the ageing of your receivables appear to your company in its own workspace, and nobody else sees them.
    Your company
  2. 02Ask

    Your company asks for the introduction itself

    Nothing happens automatically. There is no automatic referral, and no offer pops out of the analysis. If you do not ask, nobody is introduced to you.
    Your company
  3. 03Consent

    You choose what to share, and consent in writing

    You decide which data moves and give explicit written consent to it. You can withdraw that consent, and nothing new is shared after you do.
    Your company
  4. 04Decide

    The partner reviews and decides on its own

    The partner reviews the request on its own authority and under its own licence, and decides. Fkah does not lend, does not recommend finance or a partner, sets no limit or percentage, and gives no verdict.
    The partner

From the client’s screen

Your company’s analysis comes first

Before any introduction, your company reads its own analysis in its own workspace.

The Fkah financial position screen on a sample company: the ledger against the financial statements side by side
Compare your ledger with your financial statements side by side.

What stays true

What does not change, with a partner or without one

  • 01

    Nothing shared without your consent

    A partner receives only what you choose to send, with your written consent. Fkah sends it no scores or reports on your customers or suppliers, and no assessment derived from your books.
  • 02

    No live access for a partner

    A partner never enters your workspace or connects to your books. It receives only what you agreed to.
  • 03

    We sell no score about anyone

    Your analysis is for your company. We sell no score or assessment about any company to any financier.
  • 04

    No part in the decision

    Fkah takes no part in the finance decision and does not steer it. The partner decides alone, by its own criteria.

For financial institutions

Two ways to work with Fkah

If you are a licensed financier, there are two ways, and each stands on its own.

A Saudi woman reading a message on her phone
  • 01

    Become a partner

    Receive introductions that start with the client itself, with its written consent and the data it chose to share. The decision is then yours, on your authority and under your licence.

  • 02

    Subscribe to the engine

    Read your own clients and portfolio, with data they provide to you, on the Receivables + Payables + External assessments package. The engine analyses and explains; the decision stays with you.

The two are separate: subscribing to the engine does not make you a partner, and being a partner gives you no access to any client's data without that client's request and consent.

Common questions

Does Fkah finance companies?

No. Fkah is a technology company that sells a subscription to an analysis engine. It does not lend, does not arrange finance, and sets no limit or percentage.

Will my data go to a financial partner?

No, unless you ask for an introduction yourself and consent in writing to the data that moves. You can withdraw your consent, and nothing new is shared after you do.

Does using Fkah affect whether I get finance?

Fkah does not assess or influence the finance request, and gives the partner no opinion on it. The partner sets its own criteria and decides alone, under its own licence.

When does the programme open?

The programme is being set up, and we will announce it on this page when it opens. If you are a financier and interested, contact us now.